Something's in the air...
it's your risk-based pricing solution!
Choices. People hoping to qualify for a home loan choose you. In turn, you want to give them the right rate. This is why we’re proud to offer GenRATE, your risk-based pricing solution choice.
Let's be a team. Let's fuel a dream. GenRATE offers you competitive rates to help you work with your homebuyers to achieve the dream of homeownership.
Ensuring you have the rates and services you need to close more loans continues to be our focus. Therefore, along with GenRATE, we still offer our published rate cards for our lending partners who prefer to utilize this pricing option instead of GenRATE. Please know that Genworth offers competitive rates in both solutions.
Quote GenRATE
If you have already joined us on GenRATE, you can run a quote easily.
Use Rate Express® - simply visit Rate Express and enter your Org ID or associated NMLS#.
Use your Loan Origination System (LOS) - GenRATE pricing is automatically available for your LOS quotes if you are on GenRATE.
We've re-imagined Rate Express!
Quote us and get these new features:
- Compare up to 4 MI products at once
- Check previous quotes against today's rates using PRICE CHECK and we'll honor Genworth's lowest quote*
- Create your own personal profile that applies your quote preferences and company information at every visit
We've Moved!
You will get GenRATE MI rate quotes quickly through: your Loan Origination Systems, Optimal Blue®* or Rate Express®*, our rates and comparison tool.
Please let your Genworth Sales Representative know if you would like to opt-out and remain on Genworth rate cards. Offering MI pricing choices is another way we remain committed to keeping your needs at the forefront of what we do.
** Genworth’s pipeline clearance process will assist with disclosure issues that may occur due to rate changes by honoring the rate on the quote, provided quote date is < 90 days before the date of the rate change and loan application date is < 90 days of the rate quote. Quote pricing parameters must be the same as pricing parameters at time of loan submission.
GenRATE Benefits!
GenRATE
or rate cards,
you choose
Easy to use
rated
products & services
rates
for individual loans
quotes
honored for
90 days**
class
underwriting 3 years
in a row
TECHNOLOGY
The new Genworth MI Site is ready and waiting. We listened to the experts (you), kept the features you love, and added new functionality to make your day-to-day easier.
FIRST-TIME HOMEBUYER SUITE
Workshops, online homebuyer education course, tips, resources, and some pretty cool material to share.
UNDERWRITING
See why our customers have ranked us Best-in-Class for underwriting services two years in a row.
DATA SECURITY
They trust you to help them buy a home. And you can trust us to protect their sensitive information.
TRAINING
We offer training opportunities to boost your know-how, benefit your bottom line, and serve your borrowers better.
CONTRACT SERVICES
We offer Flow, Per-File Onsite, Per-Day Onsite contract underwriting services. We will deliver superior underwriting quality, get your loans underwritten without delay and provide best-in-class customer service to help you close more loans.
UNDERWRITING:
Compared to all MI providers, blind survey results have shown Genworth as the best-in-class underwriting provider two years in a row.
DUIS AUTE IRURE
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YOU-CENTRIC SOLUTIONS THAT MATTER