Let's talk about Peak Portfolio.


Introducing our new legal entity exclusively created for your portfolio loans.

Holding high LTV residential mortgage loans in portfolio without mortgage insurance (MI) requires you to reserve capital for each loan and leaves you open to credit risks. But when you add Genworth MI to a portfolio loan, you and your borrower can benefit.

With Genworth MI on your portfolio loans you may be able to realize capital relief, reduce your credit risk exposure, expand your higher LTV lending, and address unique borrower needs.

Genworth Peak Portfolio loans are underwritten by: Genworth Mortgage Insurance Corporation of North Carolina (GMIC-NC). GMIC-NC is not a Government Sponsored Enterprise approved insurer. Loans underwritten by GMIC-NC are not currently eligible for sale to the GSEs.


I'd like to hear more about Peak Portfolio

Let's take a peek at Peak.


  • Loans insured by GMIC-NC are not currently eligible for sale to the GSEs
  • Differentiated pricing compared to our Flagship
  • Expanded guidelines
  • Enhanced Master Policy (MP 1920) - see sample
  • Term-to-89 coverage

 

Let's review ordering options.


Loan-level- Ordering is directed by you on a loan level basis. Available via the Genworth MI site or your Loan Origination System

Rules-based - At opt-in, or any time thereafter, you can choose to order MI via Rules. This method cedes loan-level selection of Peak Portfolio to Genworth based on loan attributes. You simply order MI as you do today.


It is our business to make it easier for you to manage and protect yours. With Peak Portfolio, we have the right you-centric solution to provide you with capital relief, reduce your risk exposure, and give you and your borrowers’ access to exclusive programs and services. All with the expertise, experience, and strength you expect from Genworth Mortgage Insurance. Peak Portfolio is effective July 1, 2019 (pending state approval).


 

Peak Portfolio Underwriting Guideline Manuals and Servicing Guides


Please visit our MI site to access our Standard Underwriting Guideline manual.
Please visit our MI Servicing site to access our Lender Servicing Guide and full Enhanced Coverage Commitment Guide.

Let’s power business.

Simplicity That Propels Progress

We strive to deliver information proactively, work efficiently, and resolve issues effectively so you can help more customers buy a house and keep it their home.


People Who Make the Difference

Through our sales representatives, ActionCenter®, regional underwriters, and everyone working behind the scenes, we pay attention to every detail—because every loan matters. We help you manage, protect, and grow your business by delivering the right solutions at the right time.


Standards That Raise the Bar

We  constantly challenge our best to be even better, we deliver best-in-class underwriting, unprecedented data security, customer-driven innovation, and insightful advice. We continuously evolve to help you manage risk and achieve your goals.

YOU-CENTRIC SOLUTIONS THAT MATTER